We provide investment management and retirement planning strategies for a flat fee.
About Daniel
Daniel has over a decade of financial services experience working with families and their finances. I started my career as a loan officer at State Employees’ Credit Union in NC and eventually found my way to being a Lead Financial Advisor working with over 100 families at Parsec Financial. Along the way, I became increasingly skeptical of the Assets Under Management (AUM) fee model of many advisory firms. In 2021, decided to start Refocus Financial Planning, a Flat Fee financial advisory firm. I love this opportunity to help individuals and families make sense of their financial world, and make wise choices in investing their savings and enjoying retirement.
What we do:
We provide ongoing planning optimization for retirement savings and distribution strategies to minimize taxes and maximize disposable income in retirement. As a part of this strategy we also manage clients investment portfolios.
How we are different than many advisor:
Not only are we Fee-Only, we are also Flat-Fee
We believe in low-cost, tax-efficient portfolio design
We love alternative investments, like Real Estate and believe they can add value over the long-term
How we help our clients:
Investment Management: Tax-smart investment management for a flat-fee. We believe that the proper allocation in a low-cost portfolio results in the best outcomes for investors.
Tax Planning: Tax-optimized retirement planning, developed specifically for your situation to minimize taxes paid and increase the amount of disposable available income in retirement.
Retirement Planning: Working with you to understand Social Security, Medicare, Pensions, IRAs, and identify opportunities for you to optimize the interaction of all these factors.
Estate Planning: Ensuring that the plan which is in place is appropriate and reflects your desires for your legacy. We work with your legal counsel to review and update as necessary.
Insurance Planning: Reviewing all of your insurance coverages. Everything from Long-Term Care to Life and Disability Insurance to Homeowner’s and Umbrella Policies.
What are the Next Steps?
Review our Services and Fees
Learn more About Us
Read some of our Frequently Asked Questions
Set up a Meeting
Professional Designations and Affiliations:
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